The Fund carefully designed this facility to meet members’ short-term financial needs such as the payment of school fees, rent advance and any other general repairs at home. The maximum amount a member of the Fund can access as Personal loan is Thirty-Five Thousand Ghana Cedis (GH₵ 35,000), payable over forty-eight months (48months) or four years (4years).

The ability of a member to access any amount is dependent on the available affordability of the member. One must have contributed to the Fund for a minimum of six (6) months, whilst a reinstated member should have contributed for twelve (12) months to be able to qualify to access the loan facility.

The following are the relevant documents needed to apply for this facility:

  1. A completed Personal Loan application form obtained from the GNAT District Secretariat.
  2. Two (2) passport sized photographs
  3. Two (2) signed Mandate Forms with different serial numbers
  4. A Mandate Request Form (provided by GNAT District Secretariat)
  5. A coloured copy of Ghana Card (Front and Back)
  6. A recent pay slip