This facility has been designed to assist members to undertake their housing projects. It has been put together to support a greater number of GNAT members who desire to solve their accommodation challenges or aspire to build their homes before they retire from active service.  The maximum amount a member can access for this facility is Fifty Thousand Ghana Cedis (GH¢50,000) to be repaid over Five years (5years).

To access this facility, a member must do the following:

  • Complete a Habitat Loan Application Form provided by the GNAT District Secretariat.
  • Two (2) separate Authority Notes
  • One (1) Loan Advance Form
  • One (1) Deductions Form

All the above documents will be supplied to you by the GNAT District Secretariat. However, the applicant is expected to provide the following:

  1. Two (2) signed Mandate Forms with different serial numbers
  2. Two (2) passport sized photographs 
  3. A copy of a Valid ID
  4. A copy of your recent Affordability
  5. A copy of your recent Payslip.
  6. Evidence of land ownership in the form of Indenture, Site Plan, Yellow Card, Building permit etc.